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Financial Retirement Planning

Retirement Plans, Savings Plans, Pension Planning

Savings Accounts - Retire In Style
We all look forward to the day when we can give up work â€" but to ensure your retirement is comfortable you will need to prepare for it carefully. Putting a proportion of your earnings towards a pension may seem like a drag right now, but...
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Equity Indexed Annuity is a Fixed Annuity Now Known as an Index Annuity
An equity index annuity is a fixed annuity.

The reason equity indexed annuities are obsolete is that the fixed annuity means your premium earns a minimum guaranteed interest rate. In other words you have two interest rates, a guaranteed rate...
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Banks Expand New ATMs At Convenience Stores
A recent research reveals, that on an average 50% of cash is pulled out of the ATMs while the customers are on a shopping spree. An ATM at a convenience store can boost the sales of its merchandise up, as cash is easily accessible to the customers....
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10 Steps To Save Your Retirement
Many of the brightest and hardest-working marketing and advertising people in the country are obsessed with getting you to spend money and, if necessary, to go into debt to do so. Absolutely all the media that reach you every day are designed to get...
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Great Idea...Lousy Name
Obviously, nobody asked the marketing guys before coming up with this one. Who in the world thought up the name "non-qualified deferred compensation?" Oh, it's descriptive alright. But who wants anything "non-qualified?" Do you want a...
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How To Develop A Secure Retirement Income
One of the rules of life is that, sooner or later, everyone has to stop working and retire. For some, this is a golden opportunity to enjoy life and do things they never got the chance to do while they were busy with working and raising a family....
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What Is An Annuity?
An annuity is a contract in which an insurance company makes a series of income payments at regular intervals in return for a premium or premiums you have paid. Annuities are most often bought for future retirement income. Only an annuity can pay an...
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Other Financial Retirement Planning News
  • Retirement planning
    The single-most important component of planning and achieving a financially-comfortable retirement is debt elimination, preferably many years before actual retirement. Unfortunately, a disturbing finding indicates that significant numbers of retirees are trending in the opposite direction.
  • 5 Ways to Calm Your Retirement Fears
    Retirement risks aren't that scary if you've already dealt with them on paper.
  • 10 Retirement Planning Moves to Make Now
    These steps will put you on a path to a comfortable retirement.
  • 5 Retirement Myths
    Reexamine this conventional retirement planning wisdom.
  • Americans Saving More For Health Care In Retirement, First Command Reports
    Concerned about rising medical expenses, middle-class Americans are bumping up their monthly retirement savings to cover future health care costs. The First Command Financial Behaviors Index® reveals that average monthly savings solely for health care costs during retirement climbed to $245 in July, up 42 percent from $173 a year ago. One in five Americans who save for health care costs in ...
  • Do Financial Decisions Get Better With Age?
    Like a fine wine, you no doubt get better as you get older, but your money choices might not.
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