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Financial Retirement Planning

Retirement Plans, Savings Plans, Pension Planning

Great Idea...Lousy Name
Obviously, nobody asked the marketing guys before coming up with this one. Who in the world thought up the name "non-qualified deferred compensation?" Oh, it's descriptive alright. But who wants anything "non-qualified?" Do you want a...
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How To Develop A Secure Retirement Income
One of the rules of life is that, sooner or later, everyone has to stop working and retire. For some, this is a golden opportunity to enjoy life and do things they never got the chance to do while they were busy with working and raising a family....
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What Is An Annuity?
An annuity is a contract in which an insurance company makes a series of income payments at regular intervals in return for a premium or premiums you have paid. Annuities are most often bought for future retirement income. Only an annuity can pay an...
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Retirement Q And A: Understanding Your Options For Retirement Communities
* What are Active Adult Communities?

Active Adult Communities are specially designed communities for those who are age 55 and above. They are designed for a lifestyle best suited to their age.

These are for couples who have no...
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The Hurrier I Go the Behinder I Get
When are Social Security checks potentially loans and not benefits? Why, when you have "excess earnings" of course. In today's economy, many senior citizens still work during their "retirement" either because they want to or, all too often,...
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Working In Retirement
Most experts on the subject believe that the Social Security system will be bankrupt in about 15 years. However, some new studies have offered a ray of hope. They seem to indicate that the assumption that the boomer generation will retire at 65 or...
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What are Indexed Annuities?
According to The National Association of Insurance Commissioners Buyer’s Guide, “An indexed annuity is a fixed annuity, either immediate or deferred, that earns interest or provides benefits that are linked to an external equity reference or an...
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